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Many in Louisiana think flood insurance is broken. But what can be done about it?

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The article from NOLA.com discusses the ongoing debate in Congress regarding the reform of the National Flood Insurance Program (NFIP), which is set to expire on September 30, 2023. Various proposals are being considered to address the program's issues, including its significant debt, the affordability of premiums, and the need for better flood risk management. Key points include a suggestion by Rep. Garret Graves to cap premium increases at 9% annually, while others like Rep. Troy Carter advocate for means-tested vouchers to help low-income homeowners. There's also a push towards incorporating more accurate flood mapping and risk assessment to reflect true flood risks, potentially affecting property values and insurance costs. Additionally, there's discussion around increasing private sector involvement to reduce the government's financial burden and improve the program's sustainability. The article highlights the tension between making the program financially solvent and ensuring it remains accessible to those most vulnerable to flooding.

Read the Full NOLA.com Article at:
[ https://www.nola.com/news/politics/congress-mulls-different-ideas-for-fixing-flood-insurance/article_a3e2d662-ae91-11ef-a036-cbc903e18ef2.html ]